Organizing Your Finances - Thinking Outside the (Shoe) Box
If you're like most people, your personal financial records are most probably kept in less than "Good Accounting Practices" standards. For example, stashing old ATM receipts and hanging on to a stub...
View ArticleSaving Money - Are You Doing Enough?
It is estimated that we, as consumers, waste an average of 30% of our paychecks on items we don't need or pay way too much for the items we buy. Since 1990, spending is up 30% and debt is up an...
View ArticleReporting Identity Theft
Would you know what to do if you suspect that your personal information had been stolen and used by thieves to open new accounts? It's important that you take the right actions to clear your name as...
View ArticleBank On It: Places to Hide and Invest Money
Today I passed a thermometer at a bank that read 110 degrees, but I am not telling you that to show you how hot it was. I am telling you that because this bank really needs to fix their thermometer....
View ArticleStudents Investing in Their Future Need to Manage Their Finances Today
With the A-level results coming out, the long wait for UK school leavers hoping to go to university will soon be over. All the hard work that has been put into achieving the grades required will now...
View ArticleSave Your Money, Dont Give to Charity Scammers
**If it's Spam, it's a Scam!- If it sounds too good, if it shows up in your bulk folder or your spam folder - don't touch it, just delete it
View ArticleBudgeting is Bothersome
It doesn't take much for you to get behind on monthly bills, but it sure takes some time to catch up. The comparison in my mind is to weight gain. A one-week vacation can easily pack on 5 to 7 pounds....
View ArticleRisky Business: You May Not be as Daring as You Think
I thought I was through with exams when I finished college. Then my financial adviser (a.k.a. stockbroker) had me take a test to measure my tolerance for risk. He said, there were no right or wrong...
View ArticleIs There A Retirement Crisis?
When people speak about the increasing age expectancies, they generally do so with positive connotation. This author agrees-there's nothing wrong with living longer, especially if we can sustain our...
View ArticleResources to Help You Learn About and Protect Yourself from Identity Theft
There is a new bill that is being passes, it is a very weak bill but if passed, it will prohibit using a social security number for identification purposes. This bill should take affect in 2006.
View ArticleDo You Know What Tomorrow Will Bring?
I've been sharing the following idea with people for a few years now, and realized recently that I had never written specifically about it. So here it is:
View ArticleMoney Matters - Really!
One of the biggest challenges facing black RELATIONSHIPS today are finances. Many people mistakenly feel that money does NOT matter. In fact, money matters the MOST! Why? Most people do not have a clue...
View ArticleHow to Attain Your Dreams on a Single Income
If you recently became a single parent and see your dreams being washed away because you feel all alone, you aren't alone. There are single parents that face future endeavors alone like dating again,...
View ArticleMore Money? My Cup Runneth Over...But Im Still Thirsty
Most of us, especially those of us who have debtor's disease (if you have it you know what it is!), have commented or at least thought, "If I could just win the lottery, or sweepstakes, everything...
View ArticlePortfolio Planning can Lead to Irreconcilable Differences
The judge had to ask the question, and we had to answer it in order to get our divorce finalized. It was all supposed to be pro-forma."Why are you getting divorced?" the judge asked, his head buried in...
View ArticleLive Green; Save Green!
Have you seen the recent article on a new "green" residential high rise in Battery Park? It's called The Solaire. For a look at the hopeful future of architectural efficiency, check out the myriad of...
View ArticleThe Wonderful World Of Address Labels
Ever wonder where address labels come from? Avery is perhaps one of the most well-known manufacturers of address labels. Rightly so in some respects. Avery contributed much to the world of professional...
View ArticleBudgeting Before Buying
With interest rates being at an all-time low, I can understand the urgency for people wanting to purchase a home. But I caution the first-time home buyer to learn how to budget their money before...
View Article10 Steps to Take if You Are a Victim of Identity Theft
There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the thief obtained...
View ArticleIf All Things Are Possible, Why Cant I Balance My Checkbook?
For me, the most terrible time of each month is the day our bank statement comes. We commonly call it BSS (Bank Statement Syndrome). I don't know why it is, but I have trouble getting the parsonage...
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